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Thread: Does anyone else think that it is time for conservatives to talk about healthcare?

  1. #11
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    Quote Originally Posted by Frankenvoter View Post
    We do have a viable alternative in health savings accounts.

    They mean nothing to someone at or near retirement but to a young person contributing to them for a lifetime up until they really need it suddenly they have money in hand to shop around with which has the effect of lowering costs.

    There's no competition in healthcare other than how to further inflate prices because whenever a third party pays the person performing the service will bump things up just a little which then gets passed on to the users because to me "insurance is for people who arent rich enough to not need insurance" and they know that so they have you over a barrell.

    When Dave Letterman or Dave Thomas had thier heart bypasses, did they use insurance? I bet they had cash in hand and paid top doctors for their services, HSA's would give people that same type of shopping around ability, at 55 they have $1.5 million or so in an HSA, hospitals will be falling all over themselves to do that operation.

    Totally agree with the concept that price competition is needed in healthcare, needed badly. I'm aware of health savings accounts but did not know they were designed for the long term.
    My only concern would be that healthcare is currently so pricey that I am not sure the average person could save over time exspecially over the age of 40.

  2. #12
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    Thread: Does anyone else think that it is time for conservatives to talk about healthcare?

    Sure. Just don't conclude that you want government running the health care industry.

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    donttread (06-20-2021)

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    Quote Originally Posted by dinosaur View Post
    You're kidding, right? How much did it cost us to provide "insurance" to "1/3 of previously uncovered" people? Now you think we should double or triple down?

    ACA was not about providing healthcare. It was a government takeover of healthcare. Communism, Marxism, collectivism, socialism, nanny state, call it whatever you want, but call it a downgrade. And unfortunately, like everything else government takes over, once done, it never gets undone. All the doctors have already abandoned their "private practices" and sold out to the hospitals and networks and created a system of less competition, rather than more competition. It's gone, already. Any more cooking and we will have blackened ash.

    Health savings accounts might have worked, but forcing people to save ... hardly freedom. But now, just lining the pockets of a bloated industry with it's own set of oligarchs for sub standard care.

    Maybe some of you are healthy and not using health care, but go for a simple MRI ... the entity performing the MRI sends you a bill. Then, you get a bill from some far away place that read and interpreted the MRI, and then you get a bill from some lab that did the pre lab work for the MRI, and then you get a bill from some doctors group you never heard of who was subcontracted by the hospital performing the MRI. And oh, you thought the MRI was done in a hospital within your "network", but then insurance won't pay because all those sub contracted people were out of network, when it was not you that subcontracted any work! They charge you $1000 for something insurance says should cost $100, and insurance sends you a flyer about "how to avoid overbilling".

    There is a law of diminishing returns. That last 5% of Americans without any healthcare coverage, getting them covered will cost you dearly. As I learned it, Communism was Socialism by force. Welcome to the collective, comrade. Oh, and one vote, by one RINO, sealed our fate.
    I must say that other capitalist countries are finding a way. I think conservatives have to be willing to offer alternatives. Healthcare cost can wipe you out if you are uninsured. As far as I know private insurance companies are also involved in ACA. I'm not saying it's ideal but the concept of having millions of unisured Americans in this day and age, many of them working Americans just seems backward and unacceptible. Even ACA is missing people who cannot or will not afford the cost of insurance. I was unisrued in my young adulthood but it's not the same now.
    It is inflexibilty that I think helps paint conservatives as uncaring and out of touch and provides recruitment material for the socialist.

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    Quote Originally Posted by Freewill View Post
    Bottom line, do people need healthcare insurance? In my 70 years I have never NEEDED health care insurance. I have paid into the various systems of heath care much more then I have ever received back. But it was always nice to know I was covered "IF" it happened.

    As for the cost, employee health care isn't free. A person pays with lower wages and or co-pays/primiums. So what if we took the huge pile of money spent by private companies and put it into a Medicare for all? It's not like Medicare is free. Right now if a person is on Medicare they pay 144.90/ month, plus if they work they also pay Medicare tax. So the wife and I pay, directly, 289.80 to Medicare every month. Which is a whole lot cheaper then we paid for crappy Obamacare. Three years ago I was paying for her and a plan not as good as Medicare cost over 1000 per month.

    So we as a nation spend a whole lot of money on healthcare it is just a matter how it is spent.

    If the legislature is serious about Medicare for all then it is simple what their step should be, put all government employees, including themselves, on Medicare. But we all know that isn't going to happen.
    Yes healthcare will cost money so I guess the goal might be to get everyone covered while seperating healthcare from employment which could lead to more jobs. What you pay for through Medicare is just your outpatient coverage and perhaps your Medicare "D" drug insurance. Hospitialization carries no cost, except for all that money you paid in for all those years. So workers would make more money and pay some of that for healthcare through private insurance company options with more choice.

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    National healthcare is Socialism. It was a feature of Hitler's Germany.
    I'd rather walk alone.

    Let em' come...we are Millwall!

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    darroll (06-19-2021)

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    Quote Originally Posted by Old Tex View Post
    Honestly this subject piss's me off. People complain how much our medical care costs all the F time. And how about how expensive our drugs are? Yes they are expensive but you & I have them because of our tax system & those higher prices. Did you know that 70% of all new medications are developed here in America. That's because it's EXPENSIVE to develop new drugs & to test them. American's pay the bulk of that cost because those places with "free" healthcare can't afford the drugs at a normal price. As in, they will let their people die to save on money. I'll say that again..They will let their people die to save on money.

    So the next time you have to pay a high price for a drug just think about this. If the price was low in the past then very probably that drug wouldn't have been developed & you couldn't buy it AT ANY PRICE.

    We complain about the younger generation that takes everything for granted & wants more & more free stuff. Yet here we are doing the same with basically the same lack of knowledge that they have about cost & why. I look around & wonder (I may check it out later) how long did Rome rule before interbreeding & stagnation turned them into losers who lost their empire? Somehow from what I'm seeing lately I think that our leadership in the world will end soon & I bet they were leaders longer than we were.

    Now I think I'm going to have 5 or 6 beers because I've just gotten tired of people lately.
    I get your point but big pharma execs aren't down to driving Chevy's yet. They can afford untold millions to spend on K street to get their interest considered ahead of the nation's. There is always a balance to be struck and yes drug companies do some amazing things but there is room for adjustment. Maybe higher copays on the long term meds used to combat the ravages of lifestyle. ?Which is most of our healthcare. Maybe put a price tag on our unwillingness to change in order to get healthier?

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    Just Say No to Obamacare death panels.
    I'd rather walk alone.

    Let em' come...we are Millwall!

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    Make drug companies not to support attorneys.
    One drug I take is about $1100.00 per month before my insurance co cuts the cost down by paying their part. (what ever that is)
    The drug (one) I take states to watch for blood in your stool and in your normal take a pee.
    Hell no, they don't watch for that and bleed to death, The attorneys sue the crap out of the drug company and win because the dumb person bled to death after taking their drug. The drug cost goes up every month. If you don't like the cost of this dope, rat poison is the other option. Not kidding. Coumadin

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    Quote Originally Posted by dinosaur View Post
    ACA was not about providing healthcare. It was a government takeover of healthcare. Communism, Marxism, collectivism, socialism, nanny state, call it whatever you want, but call it a downgrade.
    yep. the doctors are now controlled by big insurance and big pharma .. who are controlled by the government. all illegal but who noticed?
    Well you may throw your rock and hide your hand .. working in the dark against your fellow man.
    But as sure as God made black and white .. what's down in the dark will be brought to the light.

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    Quote Originally Posted by donttread View Post
    Yes healthcare will cost money so I guess the goal might be to get everyone covered while seperating healthcare from employment which could lead to more jobs. What you pay for through Medicare is just your outpatient coverage and perhaps your Medicare "D" drug insurance. Hospitialization carries no cost, except for all that money you paid in for all those years. So workers would make more money and pay some of that for healthcare through private insurance company options with more choice.
    Actually what I pay for healthcare is for part B, part A has no premium. I don't pay for part D and use goodrx because it is basically cheaper. I would like to know what I need to sign up with to get free Hospitalization, even with zero premium there is expense.
    Parnellforsenate.com

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